Inflation Calculator
See how inflation erodes the purchasing power of money.
Inputs
Future Value
₹1,79,085
Present Purchasing Power
₹55,839
Purchasing Power Lost
₹44,161
Growth Timeline
Year-wise Breakdown
| Year | Today's value |
|---|---|
| 0 | ₹1,00,000 |
| 1 | ₹94,340 |
| 2 | ₹89,000 |
| 3 | ₹83,962 |
| 4 | ₹79,209 |
| 5 | ₹74,726 |
| 6 | ₹70,496 |
| 7 | ₹66,506 |
| 8 | ₹62,741 |
| 9 | ₹59,190 |
| 10 | ₹55,839 |
How this is calculated
FV = A × (1 + r)^t; PV = A / (1 + r)^t- 1Current amount: ₹1,00,000
- 2Inflation: 6% per year over 10 years
- 3Future value: ₹1,79,085
- 4Present purchasing power: ₹55,839
- 5Purchasing power lost: ₹44,161
Results are estimates for educational purposes only and are not financial, investment, tax, accounting, or legal advice. Always consult a qualified professional before making financial decisions.
By Vizo ToolLast updated August 20265 min read
Inflation Calculator — See How Inflation Erodes Your Money
The Inflation Calculator shows how much today's money will be worth in the future — and how much purchasing power you lose to inflation. Enter an amount, an inflation rate, and a time period to see the future value, the present-day purchasing power of that future amount, and the purchasing power lost.
Understanding inflation is essential for saving and investing decisions. This tool makes the erosion visible instantly, right in your browser.
- Future value
- Present purchasing power
- Power lost
- Time impact
- Free & private
Why Use Inflation Calculator?
See the Erosion
Understand exactly how inflation shrinks the real value of your savings.
Future vs Present
Compare what an amount will be worth later vs what it buys today.
Plan for Goals
Price future goals in today's rupees so you save enough for them.
Free & Private
No sign-ups, no uploads — the math happens on your device.
Features
Future Value
The nominal amount needed in the future to match today's purchasing power.
Present Purchasing Power
What a future sum is actually worth in today's rupees.
Power Lost
The exact purchasing power inflation takes away over the period.
Instant Updates
Adjust amount, rate, or years and every result updates immediately.
Copy & Share
Copy the result or share it with one click.
How to Use the Inflation Calculator
Measure inflation's impact in three steps.
Enter the amount
The money you're measuring — say ₹1,00,000 today.
Set inflation and years
Choose an inflation rate (5–7% is common in India) and the time period.
Read the impact
See the future value, present purchasing power, and power lost.
Frequently Asked Questions
Got questions? We've got answers.
How does an inflation calculator work?▼
It compounds the inflation rate over the period: future value = amount × (1 + rate)^years, and purchasing power = future value ÷ (1 + rate)^years.
What is the current inflation rate in India?▼
India's retail (CPI) inflation has generally ranged between 4% and 7% in recent years. Use 6% as a conservative planning assumption.
What is purchasing power?▼
The amount of goods and services money can buy. Inflation reduces purchasing power over time.
How much will ₹1 lakh be worth in 10 years?▼
At 6% inflation, ₹1,00,000 today will need about ₹1,79,084 in 10 years to buy the same things — and a future ₹1,00,000 will only buy ₹55,839 of today's goods.
What is the inflation formula?▼
Future Value = Present × (1 + inflation rate)^years. Purchasing Power = Future ÷ (1 + rate)^years.
Why is inflation important for investors?▼
Your investments must outpace inflation to preserve purchasing power — returns below inflation mean you're losing real wealth.
Is the inflation calculator free?▼
Yes, completely free with no sign-ups and no limits.
Does it adjust for different inflation rates?▼
Yes — the rate slider covers 1% to 20%, so you can stress-test low and high inflation scenarios.
What is the difference between future value and purchasing power?▼
Future value is the nominal rupees needed later; purchasing power is what future rupees are worth in today's money.
Can I plan a financial goal with it?▼
Yes — price your goal (like a ₹50 lakh retirement plan) in today's rupees to see what you'll actually need later.
Are the results exact predictions?▼
No — inflation varies year to year. Results are projections based on your assumed rate.
Can I copy or share my result?▼
Yes — copy the summary or share it with one click.
Is my data private?▼
Yes — everything runs locally in your browser and nothing is uploaded.
Does it work on mobile?▼
Yes, fully responsive with touch-friendly controls.
How does inflation affect SIP returns?▼
Real returns = nominal returns − inflation. The SIP calculator includes an inflation adjustment for this exact reason.
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